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There are many factors considered when qualifying for a loan, such as:

  • Income,
  • Loan to value,
  • Stable employment,
  • "Reserves", or "money in the bank",
  • Credit

Credit is only one part of the equation. We understand that everything doesn't always go perfectly or "as planned". Sometimes there are a few "bumps in the road". If you are: purchasing a new home, in need of refinancing, would like to consolidate some bills, need cash for home improvement, or any other reason, WE CAN HELP! We have some of the most aggressive programs in the country, so instead of thinking that your credit is holding you back, Pre-Qualify now and allow us to say "YES!"